Why Get Pre-Qualified?

1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.

3. Sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.  Proof of funds (if paying cash) or a pre-approval letter is REQUIRED to be submitted with any offer being submitted.

Reach out to one of our trusted lenders.  We have worked with Delaware Financial for over 19 years.  They will take great care of you.  Click here to find out more.  Tell them Team Freebery sent you.